Buying a property for investment requires specialist finance.

A wide range of finance options are available for landlords to suit the type of property they wish to invest in, and include the following:

Landlord-finances

Buy-to-Let mortgages

This type of mortgage is used when you wish to purchase a property to let out. Most lenders offer ‘vanilla’ style Buy-to-Lets e.g. a standard property let to a single family. Some lenders however will consider more complex Buy-to-Lets, e.g. properties that are let on a multiple occupancy basis (HMOs) or applications from limited companies rather than individuals. Read More

Commercial finance

Commercial finance is used to purchase property that is to be occupied by a business for example shops, offices and warehouses. Commercial lenders will also consider Buy-to-Let transactions and are often used for complex Buy-to-Lets or property that is a mix of both commercial letting and residential letting. Read More

Bridge finance

Bridging finance is used for short-term funding requirements. It  will often be used for speed, say at auctions or where a property is to be renovated and sold. Read More

Second charge loans

This is a secondary loan on a property that already has a mortgage. It can be used to increase the level of borrowing on a property, where it is not possible or prudent to make changes to the first mortgage. Read More

Are you a Landlord who is in need of a loan?

Please give us a brief summary of what it is you would like to do and we will come back to you quickly to let you know how we can help. If you want to talk to us immediately, please call 020 3951 0285