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About First Time Buyer mortgages

Looking to buy your first home? Profcol Microfinance Mortgages has many options for first time buyers to get them on the property ladder, let us help you get the keys to your new property.

We can help with many different aspects of buying a home from setting a budget, picking a lender, understanding the products on offer, valuations and surveys, solicitors and insurance. call us at 020 3951 0285

Our mortgage advisers can:

Work out how much you can afford to borrow
Recommend which mortgage best fits your needs/circumstances and what it’ll cost
Talk you through the protection options available for your home.

We can also talk you through the specialist products available to help first time buyers get onto the property ladder. There are a number of initiatives from the Government and the industry that can help you buy your first home including:

Help to Buy

Profcol Microfinance advisors are on the standby to give you advise on how to acquire your first investment property.

For more information call our advisors at 020 3051 0285

Guarantor Mortgages

If you have enough deposit, but are struggling to meet the lenders affordability requirements due to your income, then a Guarantor mortgage may help. With this type of mortgage a parent will typically stand as a guarantor, which means that if you are unable to meet the mortgage payments yourself, the lender will expect your parent/s to step in and help. This can allow the lender comfort to lend more than may have otherwise, by taking into account your parents income.

Low deposit mortgages

We shall help you identify the lenders with the lowest LTV and deposits. You will still need to be able to afford the monthly payments, and these may be slightly higher as the interest rates for these products can be slightly higher than average.

Would you like further assistance in looking for your first property?

Please give us a brief summary of what it is you would like to do and we will come back to you quickly to let you know how we can help. If you want to talk to us immediately, please call 020 3951 0285.